Poor Credit Mortgages
Overview
High Street lenders often base their decision to lend purely upon your credit score.
Apple Mortgages work with specialist lenders who can consider clients with a less-than-perfect credit record on a case by case basis. If you suspect you have a poor credit record, it would be useful for you to obtain a copy of your credit report and there are a growing number of providers who can offer this service.
With that information, we can approach lenders to see who will consider your case.
For borrowers with poor credit we will:
- Arrange an interview by telephone, FaceTime, Skype or face to face at a time to suit you,
- Calculate how much you can borrow as all lenders are different,
- Provide an illustration for the best mortgage for your situation,
- Obtain a Decision in Principle for you,
- Complete an application and all the paperwork for you,
- Manage the entire process until your new mortgage completes.
